Passage 62
学霸导读 手机除了可以打电话、发微信，居然还能帮助家长们教育孩子如何形成正确的金钱观。一起来学习一下吧！
Allowances are a constant. No matter how much technology interferes with the parent-child relationship， kids still want money and parents still want to impart （ 赋予 ） a basic work ethic. But putting stickers on chore （ 日常事务 ） charts and dropping coins in piggy banks don’t cut it with the smartphone generation.
Parents in search of more u 1 ways to teach children the value of money are turning to allowance-tracking apps, where kids can see their b 2 rise and fall in real time.
Bonnie Koon, a mother of three in Crawfordville, Florida, used to post a calendar on her refrigerator l 3 her kids chores, to the embarrassment of her 16-year-old twins. After seeing a Facebook ad for the app Greenlight, she d 4 it.
Greenlight links to parents’ bank accounts so that the payout can be seamless （ 无缝的 ）. Parents can encourage saving by paying interest on the money that isn’t spent i 5 —interest out of the parents’ own pockets， of course.
It’s the f irst taste of f 6 freedom for many kids， and it’s set in a relatively safe environment. Parents can determine spending limits and choose the retailers （ 零售商 ） where a child can make p 7 . If a child attempts to buy something at an unapproved store or to spend more than the limit， the transaction （ 交易 ） is d 8 and parents get a notif ication （ 通知 ）. And if a kid loses the card， parents can immediately cancel it from the app.
One of Ms. Koon’s twins, Brenna, works part time at a restaurant. She’s putting half of her pay check into a car-insurance savings fund she set up in the app, with the goal of saving $450 by July. With each d 9 , the app gives Brenna a progress update.
Some parents might worry that relying on apps to g 10 kids to do chores only encourages them to be on their phones more. But parents who have chosen this approach argue that they are meeting their kids where they are and that it takes the parental nagging （ 唠叨 ） out of the equation. The real-time look at their accounts makes the concepts of saving and spending more tangible （ 有形的 ） than reviewing a bank statement.
1.__________2.__________3.__________4.__________5.__________
6.__________7.__________8.__________9.__________10.__________
高频词汇
ethic /'eθɪk/ n. 行为准则
account /ə'kaʊnt/ n. 账户；账目
insurance /ɪn'ʃʊərəns/ n. 保险